In good New England-fashion, each of our products are purposely straightforward, serving a particular purpose, with limited fussiness. You will not find products with endless requirements and restrictions. Simple, effective and low cost financial services is our way.

Midcoast Federal Credit Union is a full service not-for-profit financial cooperative, owned by its members. Our menu of products and services is purposely straightforward. We provide simple, effective and low cost financial services. We believe in leveraging technology to empower members to manage their accounts. Our online and mobile technology surpasses that of some of the largest national financial institutions.

Being a local financial institution has many positive member benefits. We understand the needs of those that work and live in our communities and tailor our products and services to best fit those needs. We are nimble and responsive to rapidly changing conditions. We are vested in your success, as we all are part of the local economic engine that drives the Mid Coast region of Maine.

We offer straightforward products and services designed to help you achieve your financial goals.

Become a member and enjoy our full menu of free and low-cost services, including:
• FREE Checking Accounts
• Savings & Money Market Accounts
• Certificates and IRAs
• Youth Accounts
• Free Comprehensive eServices
• Impact Business Accounts
• Credit Cards
• Consumer & Home Loans
• Insurance, ID & Fraud Protection
• FREE Financial Literacy and Savvy
• Money Tools